01
Examination Experience
Model validation and audit performed inside the GSEs and Tier-1 U.S. financial institutions under continuous federal examination — approximately 200 models across credit, allowance, fair value, servicing, and AI/ML applications.
02
Measurement, Not Opinion
Selection rate and adverse impact analysis, less discriminatory alternative search, statistical disclosure risk, outcome and performance testing. Every finding carries the method, the population, and the effect size behind it.
03
Evidentiary Qualification
Doctorates in applied mathematics and economics, graduate statistics, and eleven years auditing machine-learning and credit models — with the method examined continuously by a federal regulator, not asserted.
04
Direct Principal Engagement
Retained directly, never through a vendor list. Scoping, analysis, and sign-off are done by the principal who performed the work.